RADIANT YACU

The product is designed to provide benefit for accidental death, total permanent disability, medical fees and cover for third party liability for a student when at the school or in Academic Activities and when on the way to or from the school. This product will target Nursery, Primary, TVT, Secondary, Tertiary and schools from the whole country (Urban and rural).

Coverage/ Benefit

The Insurer will indemnify the insured, subject to the limit of indemnity, in respect to the insured’s school student during the period of insurance and the covers are stated below:

• Accidental death: Death resulting from Accident of the insured student
• Accidental Total permanent disability: Permanent disability of the insured student due to Accident
• Medical fees: Medical expenses paid on insured student resulting from Accident
• Property and Material damage: When the insured cause a material damage to the third party.

Eligibility:

• School institutions (Private and Public) operating on Rwandan territory
• The duration of the contract is one (1) year.

Exclusions:

• Self-inflicted injury, suicide or any attempts thereat, suicide pacts or agreement while sane or insane; War
• Death or injury with or under the influence of drugs or alcohol
• Insured Person engaging in racing on wheels.
• Loss or Damage directly or indirectly from or Contributed to by War, Invasion, Riots and Strikes, civil commotion or political unrest, terrorism and sabotage.
• Liability of any workman or employee that fails under workmen compensation Insurance