PERSONAL ACCIDENT/ GROUP PERSONAL ACCIDENT MICROINSURANCE

The Personal Accident and Group Personal Accident micro insurance product covers Death, Bodily Injury losses and may be extended to cover sickness all of which result from physical accidents to the insured person with a maximum sum Insured of Five (5) Millions Rwandan Francs.

Coverage/ Benefit

Covers are usually categorized as follows:

• Death
• Total Permanent Disability (TPD)
• Medical Expenses
• Funeral Expenses

Exclusions:

• Self-inflicted injury, suicide or any attempts thereat, suicide pacts or agreement while sane or insane; War
• Death or injury with or under the influence of drugs or alcohol