RADIANT YACU

RADIANT YACU LTD indemnify the insured subject to the limit of indemnity in respect to the insured’s livestock during the period of insurance due to the because of: Accident (lightning, internal and external injuries, snake bites, flooding, and landslide. Emergency slaughter on advice of a qualified veterinary surgeon /practitioner, Epidemics, The policy cover: indigenous, cross bred and exotic cattle, pigs, and Chicken.

Coverage/ Benefit::

The Insurer will indemnify the insured, subject to the limit of indemnity, in respect to the insured’s livestock during the period of insurance, due to death as a result of

• Accidents (lightning, internal and external injuries, windstorms, snake bites and flooding)
• Illness and diseases of terminal nature
• Emergency slaughter on advice of a qualified veterinary surgeon
• Epidemics

Eligibility:

1. The policy will cover crossbred and high yielding exotic cattle.
2. The duration of the contract is one (1) year.

Administration:

This product is administered in Partnership with MINAGRI as the executive authority for the National Agricultural Insurance Scheme (NAIS); where the insurance company is responsible in underwriting the risk and implementation of the scheme.

Specific requirements at the enrolment stage (acceptance of risk)

Cattle:

1. Identification of animal is important
2. 100% enrollment shall happen through RFID only. Identification marks, breed, color and age of animal should be clearly noted in the proposal form and veterinarian’s report  
3. Veterinary Certificate at the time of enrollment on the status of the cattle health
4. RFID microchips to be injected / implanted and the bar code number to be entered into the Veterinary Health Certificate / Doctor’s Certificate and also in the policy certificate  
5. Cattle is allowed to be covered having minimum 3 months of birth up to 8 Years, with a waiting period of 14 days for natural death and the accidental death is automatically covered upon premium payment.

Pigs:      

1. Identification of animal is important
2. Veterinary Certificate at the time of enrollment on the status of the pig health
3. To inject the Plastic ear tag to pig
4. Piglet is allowed to be covered having minimum 30 days of birth with a waiting period of  14 days for natural death and the accidental death is automatically covered upon premium payment.

Poultry:

1. Identification of animal is important
2. Veterinary Certificate at the time of enrollment on the status of the chicken health
3. Chicken is allowed to be covered having minimum 15 days of birth/Lot specified by the supplier/with  a waiting period of 7days for natural death and the accidental death is automatically covered upon premium payment.